We work hard to make insurance and financial matters as clear and hassle-free as possible. That’s just one more way we take the stress out of pregnancy and birth.
We accept all major health insurance plans.
If we’re out-of-network with your plan, we’ll be happy to talk with your insurance company and give you an estimate your out-of-pocket costs. The overall cost of birth at Baby+Company is lower than it is at the hospital; so even if we’re out of network with your plan, your out-of-pocket costs could actually be lower than they would be in-network at a hospital based practice.
Be in touch so we can get specific answers about your situation. In the meantime, here are some common questions about insurance and cost matters
What insurance plans cover Baby+Company as an in-network care provider? (read more)
- Aetna / Coventry
- Blue Cross Blue Shield
- Tricare Select (Tricare Authorized Birth Center, Out of Network)
If Baby+Company is not in-network with my insurance, who takes care of the claims paperwork? (read more)
We will process claims for Baby+Company services with all major health insurance plans even if we’re out-of-network. You shouldn’t have any more paperwork than you would have if we were in-network with your health insurer.
What about fees for maternity care services that are provided outside of Baby+Company? (read more)
We will arrange for some services – such as ultrasounds, lab tests, and genetic screenings – to be done outside of Baby+Company. These services are not included in our fees and you’re responsible for them.
- When possible, we use labs that are in-network with your insurance plan.
- All service providers, in-network or out, are responsible for billing your insurance directly.
- When appropriate, we will provide your insurance information to outside service providers.
Are classes included as part of the Baby+Company fee? (read more)
Many of our core classes, such as childbirth education, newborn care, and breastfeeding basics, are part of our package fee. Other classes, such as nutrition, exercise, and our new mom’s group after birth, require an additional, discounted cost. Most insurance will not cover those classes.
Remember that we also support your learning needs during 3 planning visits (30 minutes each), 3 group visits (60-90 minutes each), and your regular check-ups (30-60 minutes each). And these visits are all included in our fee!
What will my overall out-of-pocket costs be? (read more)
Your out-of-pocket costs will depend on the terms of your health insurance plan. We’ll be happy to contact your insurance company to check the details of your plan. Then we’ll prepare an estimate of your costs for care and delivery with Baby+Company.
The main things that will affect your costs are:
Your deductible. This is the amount you must pay for medical expenses within a plan year before your insurance begins to pay for your care costs.
Your co-insurance amount. With co-insurance, you must continue to pay a percentage of your medical expenses after you have paid your full deductible for the year.
Your out-of-pocket maximum. This is the maximum amount that you pay for medical expenses during the plan year. In other words, your total costs for medical services will not be higher than this amount.
What if my out-of-pocket costs are too high for me? (read more)
We know that babies are expensive. Being careful with your budget is part of being a good parent, too.
If costs are a concern, we hope you’ll talk with our insurance specialist who will discuss our flexible payment options and work out a payment plan that feels comfortable for you.
Who do I contact if I have a question about a claim? (read more)
If you’re already a client and have questions about your insurance or billing – we are here to help. Call us at (919) 852-1053 or email email@example.com and a member of our team will respond within 24 hours.